Financial advice for Africans in the UK — what nobody tells you

After 6 years as an accountant here, the biggest mistakes I see from African arrivals: 1) Not building a UK credit history from day one. Get a credit card, use it, pay it off. 2) Not knowing your employment rights — many are exploited because they don't know you can push back. 3) Sending too much money home at the expense of your UK pension. Balance is everything. Happy to answer specific questions.