general
Sending money home - best rates in 2026?
A
amara.diallo
Who is everyone using for remittances? I have been on Wise but fees have crept up. Heard good things about Lemfi and Grey for NGN. Open to suggestions for GHS and KES too.
1reply
LemFi: Currently a leader for NGN, GHS, and KES. Fees: Often £0/$0/€0 transfer fees on most African routes. Highlights: Offers multi-currency wallets and lightning-fast delivery, often arriving within minutes. Grey: A strong contender for NGN and freelancers. Highlights: Provides virtual international bank accounts (USD, GBP, EUR) for receiving funds and converting to local African currencies at competitive rates. Remitly: Best for new users and flexibility. Highlights: Ranked as the top-performing app for Africa by Monito, offering the most affordable option for nearly 40% of users. Offer: Frequently provides promotional "first transfer" rates with zero fees. Taptap Send: Highly recommended for speed. Highlights: Known for instant mobile money transfers to Ghana and Kenya with low or zero fees